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Rubicon Coaching
​Taking you to the next level

To "cross the Rubicon" is an idiomatic expression that refers to making a crucial and irrevocable decision or taking a decisive action that commits someone to a particular course of action. It originated from a historical event when Julius Caesar, a Roman general, crossed the Rubicon River in 49 BC with his army, defying the Roman Senate's orders not to bring armed forces into Rome. This act marked the point of no return, as it initiated a civil war and ultimately led to Caesar's rise to power in ancient Rome. The phrase "crossing the Rubicon" for Rubicon Coaching means going where you haven't gone before and going to where you want to go without looking back. 

​If you're ready to be, do and have everything you want in business and life, Rubicon Coaching can help you.

Hello... Is It Scams You're Looking For?

4/24/2025

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🚫 “Hello” Might Be a Scam: Don’t Fall for This Week’s Text Message Trap
From the desk of a residential mortgage professional

In today’s digital world, protecting your finances isn’t just about making smart mortgage decisions—it’s also about staying ahead of scams that target your personal information. One of the latest tactics I’ve seen floating around is a simple, seemingly harmless text message that reads:

“Hello.”

It might look like an accidental message from a stranger. You might even think it’s someone who just has the wrong number. But here’s the truth: it’s likely a smishing attack—a type of phishing scam done through text message.

🚨 What Is Smishing? Scammers send thousands of vague, friendly messages like this to random phone numbers, hoping someone replies. Once you do, they know your number is active and that they’ve reached a real person. From there, they’ll often try to build trust and eventually coax you into sharing sensitive data like financial details or login credentials.

As someone who works every day to help families make smart, secure home financing decisions, I also want to help you protect the financial future you’re building. Here’s how you can stay safe:

✅ Tips to Avoid Smishing Scams:
  • Don’t reply to texts from unknown numbers—even if they seem harmless.
  • Block the number and report the text as junk or spam through your phone’s messaging app.
  • Never share personal or financial details via text, especially with numbers you don’t recognize.
  • Trust your instincts—if something feels off, it probably is.

Your financial health goes beyond your mortgage. It’s about guarding your information just as much as it is about managing your money. A simple “Hello” text could open the door to a complex scam—so when in doubt, delete and move on.

If you ever have questions about how to protect your financial information or want to chat about your home buying plans, I’m here to help.

Stay safe and stay smart out there.
​

Ken Grant
Residential Mortgage Loan Originator
303-339-1415


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Prepare Today, Own Tomorrow

4/17/2025

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Buying your first home is exciting—and let’s be honest, it can feel overwhelming too. But here’s something to keep in mind: you have the opportunity today to prepare the way for tomorrow.

The steps you take now—learning about the process, checking your credit, talking with a mortgage professional—can set you up for success when the right home comes along. You may not be ready to buy this week, but that doesn’t mean you can’t start getting ready.

A lot of people wait until they feel 100% “ready” to take action. But in reality, it’s the action that creates readiness. When you invest a little time and effort now, before you feel the pressure to decide quickly, you’ll be in a much stronger position when the time comes to make your move.

The truth is, preparation builds momentum. Every small step you take—getting pre-approved, learning about down payment options, or figuring out what you can afford—moves you closer to the day you unlock the door to your very first home.

So, take a moment and ask yourself:
What kind of future do I want to build?

Then ask:
What can I do today to get closer to it?
You don’t have to have all the answers yet. But starting the conversation and taking that first step? That’s how it all begins.

Three Smart First Steps for First-Time Buyers:
  1. Talk to a mortgage professional early – even if you’re just exploring.
  2. Check your credit and get clarity on your current financial picture.
  3. Start a savings plan for your down payment, even if it’s small.  There also may be options to need a lot less of a down payment then you think.
​
When you prepare today, you give your future self the power to say yes to the right home with confidence. Let’s make that happen—together.

Have questions about where to start? I’m here to help.
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​Curiosity Over Comparison: Turning Envy into Inspiration for Your Dreams

4/11/2025

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Have you ever felt a twinge of envy when you saw someone living a life that made you think, "I wish that were me"? Maybe it’s a friend who just bought a beautiful home, or a colleague who started an exciting new business. It’s a familiar feeling – envy often sneaks in when we see others doing something we admire or living in a way that resonates with our deepest values. As a residential mortgage professional, I’ve seen this emotion arise when people talk about others achieving milestones like homeownership or financial freedom. But here’s a secret: that pang of envy isn’t just a negative feeling to push away. In fact, envy can be a signal worth exploring – a clue pointing toward what you truly want in life. Instead of letting it drag you down, you can learn to turn envy into curiosity and use it to fuel your own journey forward.

Recognize Envy as a Helpful Signal

Envy has a way of grabbing our attention. Rather than labeling it as a shameful or “bad” emotion, try seeing envy as a helpful messenger. Think of it this way: envy often highlights what matters most to you. Author Glennon Doyle noted that we tend to envy people who are already doing what we are meant to do​. In other words, the people who spark your envy might be showing you a path that’s calling out to you. That twist of jealousy you feel is not about wishing harm or failure on anyone – it’s your heart saying, “Hey, pay attention! There’s something here for us to learn.”

Instead of feeling guilty about envy, get curious about it. When that green-eyed feeling appears, pause and notice it without judging yourself​. Ask, why did this particular situation or person trigger me? By shifting your focus away from what they have and toward what you desire, you transform envy from a source of pain into a source of insight. This mindset change – from comparison to curiosity – is empowering and freeing. It allows you to delve into your own aspirations rather than getting stuck on someone else’s life. Envy, when approached with openness, can become the spark that lights up your true priorities.

What Are You Really Drawn To?

The next time you feel envy, dig beneath the surface. Often, what we envy isn’t exactly what it seems at first glance. For example, you might think you envy your friend’s new upscale home or your cousin’s big promotion. But is it the house or job title itself that truly attracts you? If you look closer, you may discover it’s something deeper: perhaps the freedom that comes with having a secure home base, the creativity your friend put into designing their space, or the boldness your cousin showed in taking on a challenging role. In fact, one expert notes that it may not be someone’s wealth we envy, but the freedom they have to live spontaneously – not their success, but their courage to put themselves out there. In those moments of envy, pinpoint what quality or experience is calling to you.

Take a moment to reflect: What exactly am I drawn to here? You might find that you admire the flexibility in someone’s lifestyle, the strong community in their life, their sense of adventure, or their ability to balance work and family. It’s rarely about literally wanting to copy their life step for step. Instead, it’s about recognizing a quality or value they’re embodying that you long to develop in yourself. Maybe their travel photos spark your own desire for adventure, or seeing a peer start a charity highlights your value of making a difference. When you break it down, envy becomes less about them and more about you – about the aspirations and values you haven’t yet fully honored in your own life. This realization is powerful. It shifts your mindset from “I want what they have” to “I want to feel or express that in my life too.” Now you’ve turned envy into a guiding question: what is this feeling telling me about my dreams?

Envy Reveals Your Dreams (Homeownership and Beyond)

The envy you feel seeing a friend get the keys to a new home can ignite your own determination to achieve homeownership. When envy flares up, it’s often pointing to a dream or value you’ve put on hold. In my work helping people realize their homeownership goals, I’ve heard clients admit they felt jealous when a friend moved into a dream house or a family member became debt-free. Once we explored it, they realized that envy was revealing something vital: their own dream was very much alive. Perhaps you feel a stab of envy at a coworker’s promotion – this could be your latent ambition for career growth asking for attention. Or you scroll through social media and feel envy seeing an old classmate’s home renovation – maybe deep down you yearn for a home of your own where you can put down roots or express your personal style.

Instead of letting those feelings discourage you, listen to them. That envy you feel as someone else achieves a milestone is a clue to what you yearn for. It might be a signal that your dream of owning a home, advancing professionally, or pursuing a passion project is something you truly value – even if you’ve been telling yourself to “wait until later.” Envy can shine a light on the aspirations you haven’t given yourself permission to chase yet. The good news is, once you recognize this, you can start shifting from feeling stuck on the sidelines to actively moving toward your own goal.

For example, imagine you feel envious of a friend who just announced they bought their first house. Rather than sinking into a funk or thinking "that should have been me," get specific about what part of that triggers you. Maybe it’s the idea of having a stable place for your family, or the pride of ownership, or the financial security it represents. By identifying this, you’ve uncovered your own goal: perhaps you deeply value stability and want to build equity through a home. Now you can turn that realization into motivation. One person I worked with felt exactly this envy when her sister became a homeowner. Once she understood it was signaling her own desire for security and a space to call her own, she channeled that into action – creating a savings plan and improving her credit. A year later, she was holding the keys to her new home, her envy long since transformed into excitement and purpose. The same can apply to any aspiration: maybe your envy of an entrepreneur friend points to your buried dream of starting a small business, or envy of a world-traveling cousin reveals your desire to explore and feel free. Envy highlights what you truly want, so you can begin pursuing it on your own terms.

From Envy to Curiosity: A Step-by-Step Action Plan

It’s time to turn that insight into action. The next time you catch yourself envying someone, try this simple exercise to flip envy into curiosity and forward momentum:
  1. Pause and Acknowledge the Feeling. When envy pops up, stop for a moment. Take a breath and notice what you’re feeling without immediately judging it or yourself. Remind yourself that envy is normal – it’s just an emotion, and it’s there to tell you something. This short pause creates a space to respond thoughtfully instead of just reacting or feeling bad.
  2. Identify What Exactly You Envy (Write it Down). Grab a notebook or your journal and write down specifically what sparked your envy. Who or what are you comparing yourself to, and what do they have or do that stirred your feelings? Be as detailed as possible. Maybe you write, "I’m envious of my friend’s new job that lets her work from anywhere," or "I envy my brother’s house with the big backyard." Putting it into words helps clarify the situation. Now ask yourself: What about this do I find so attractive? Next to each envy trigger you wrote, jot down the deeper desire or quality it points to. For instance, "Friend’s new job -> desire for more freedom and flexibility," or "Brother’s house -> longing for a family space and stability." This step is crucial because it uncovers the real why behind your envy. You’re essentially decoding the message envy is sending. As you do this, you might notice (just as we discussed earlier) that it’s not necessarily the exact circumstance you want, but the underlying value – freedom, creativity, stability, recognition, adventure, etc.
  3. Turn the Insight into One Small Action. Look at the desires you wrote down and choose one small step you can take to begin bringing that element into your own life. The key is to start right now, in a realistic way. Brainstorm a doable action and write it next to the desire. For example, if you realized you crave more freedom in your work, a small step might be to talk to your boss about flexible hours or start a side project that you’re passionate about. If your envy revealed you want to own a home, a small step could be to set up a meeting with a mortgage advisor (hello! 👋) or start a dedicated savings account for a down payment. Envying someone’s creativity? Sign up for that art class or set aside an hour a week to write or paint. Envying a friend’s bold career move? Perhaps your step is updating your resume or reaching out to a mentor for advice. Write down that one action, no matter how small, and commit to it. This transforms your envy into a plan.

Taking a moment to journal about what your envy is telling you can transform that feeling into clarity and motivation. By completing these steps, you’ve essentially done a mini coaching session with yourself. You paused to understand the feeling, got curious to find the deeper desire, and made a plan to honor that desire in a tangible way. This process shifts you out of comparison mode and into creation mode – you’re now actively creating changes in your life, however small, instead of passively wishing for someone else’s life.

Clarity, Not Comparison – Moving Forward with Confidence

When you consistently turn envy into curiosity and follow it with action, something beautiful happens: you replace comparison with clarity. Instead of just seeing what others have and feeling lack, you start seeing what you truly want and how you can achieve it. Your focus turns to your own path. Each time envy arises, it becomes an opportunity to refine your goals and values. Over time, you’ll notice yourself feeling less stuck or bitter, and more motivated and empowered.

Remember, the goal is not to become someone else – it’s to become the fullest version of yourself. The envy you feel is simply pointing toward the areas where you can grow or dreams you can nurture. When you follow those pointers, you’re likely to find greater satisfaction because you’re aligning your life with what really matters to you. It’s like turning on a light inside that says, “This is what I want more of in my life.”

As someone who helps people realize their dreams of homeownership and financial freedom, I’ve seen firsthand how this shift from envy to curiosity can change lives. Clients who once fixated on others’ successes have learned to channel that energy into their own goals – celebrating small wins like improving a credit score, sticking to a budget, or simply attending an open house to learn more about the buying process. That initial envy becomes fuel for personal progress. Instead of comparing against someone else’s timeline, they gain clarity on their own timeline and the steps they need to take.

​In the end, turning envy into curiosity is a practice of self-discovery. It leads you to ask the right questions about what you want, and it encourages you to take positive steps toward those dreams. So the next time you feel envy’s familiar sting, remember this: it’s not a sign of your shortcomings – it’s a beacon guiding you to what’s possible. Embrace it, explore it, and then act on it. By doing so, you’ll find yourself moving steadily toward a life that reflects your own values and aspirations, one small step at a time. And who knows? Before long, you might just be the one inspiring others – not because you set out to compete, but because you chose to cultivate your own garden, turning envy into the curiosity and courage to make your dreams a reality.

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If I Wasn’t Afraid, I Would…

4/3/2025

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Let’s be honest—fear can be sneaky.
It doesn’t always look like panic or paralysis. Most of the time, it wears the mask of “being responsible,” or “waiting for the right time,” or “just being realistic.” But in this business—and in life—I've learned that fear has a subtle but powerful way of running the show without us even realizing it.

Fear whispers things like:
  • “What if you fail?”
  • “What will people think?”
  • “It’s probably too late anyway.”
  • “You’re not ready.”
Sound familiar? It does to me.

As someone who’s worked both as an account executive and a mortgage loan originator, I’ve seen this up close—not just in myself, but in clients and colleagues too. Fear has a way of shrinking us, of keeping us stuck in what's familiar, even when it's no longer working. It can keep you in that “safe” comfort zone—watching from the sidelines, waiting for something to feel certain.

But what if we didn’t let fear sit in the driver’s seat?

There’s a simple question I come back to when I feel that hesitation creeping in:
If I wasn’t afraid, I would… what?

This isn’t about what's easiest. Or what has a guaranteed ROI. It’s about getting honest with yourself. The answers that surface when you ask this question are usually raw, sometimes uncomfortable, and often deeply aligned with who you are and what you really want.

And here's the thing—naming your fear doesn’t mean it magically goes away. But naming it gives you a clear starting point. It takes fear out of the shadows and puts it in front of you, where you can look it in the eye and start making decisions from a place of clarity instead of caution.

So, here’s a little challenge.

Take out a notebook, or open a blank note on your phone, and finish this sentence five times:
If I wasn’t afraid, I would…

Go big, go bold. No filters, no justifications. Maybe it’s:
  • “I’d finally reach out to that top real estate agent I’ve admired from a distance.”
  • “I’d record that video I’ve been putting off.”
  • “I’d move cities, or niche down, or build the team I keep talking about.”

Maybe it’s not even about business. That’s okay too. The point isn’t to act on everything right away—the point is to uncover the truth hiding underneath the hesitation.

And that truth? That’s where your next move begins.

So whether you're chasing volume goals, trying to stand out in a competitive market, or simply wanting to stop running on autopilot, start here:
If I wasn’t afraid, I would…

You might just surprise yourself.

From the desk of someone who knows what it’s like to face fear, and do it anyway—one step at a time.
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March 20th, 2025

3/20/2025

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The Ripple Effect of Kindness
Think about a time when you were struggling—maybe you were carrying too many bags, searching for something you couldn’t find, or just feeling overwhelmed. Now, imagine someone stepping in, even for just a moment, to help. How did that feel? Instantly, the weight lifted, even if only a little. That’s the power of kindness.

Now think about how often you might walk past opportunities to help someone without even realizing it. Someone in the same situation as you, but what if you were the one to step in? One small action, one second of effort, could change their whole day—and yours.

Kindness is contagious. When you help someone, their brain releases oxytocin, the “feel-good” hormone, and so does yours. That means one small act creates a ripple effect. They’re more likely to help someone else, and then they’re more likely to help someone else, and suddenly, you’ve set off a chain reaction of positivity. Don’t wait for change—create it!

Make Kindness a Habit
Start scanning the world around you for opportunities to serve. If you see someone struggling, don’t hesitate—jump in! If a friend is overwhelmed, offer support. If a stranger looks like they need a break, give them one!
​
So, here’s your challenge: today, find one way to help someone, no matter how small. Open a door, carry a bag, offer encouragement. The more you give, the more you grow. Because when you make kindness part of who you are, you don’t just improve someone else’s life—you elevate your own.
 
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​The Power of "Why": How to Make Success Inevitable

3/13/2025

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Why do some people push through every obstacle while others give up at the first sign of resistance? What makes one person relentless while another quits when things get tough?

It all comes down to one thing: their why.

Your Why is Your Fuel

When your reason for doing something isn’t strong enough, the moment you face resistance, you’ll start looking for an exit. But when your why is powerful—when it’s tied to something that truly matters—you’ll do whatever it takes. You’ll adapt, push through fear, and keep going no matter what, because failure simply isn’t an option.

Think about it.

If your goal is just “to lose weight,” that’s not enough to get you up at 5 AM to hit the gym. But if your why is “to have the energy to play with my kids and be there for them for years to come,” that’s an entirely different game. That’s emotional. That’s personal. That’s something that pulls you forward instead of you having to force yourself toward it.

And when something pulls you, motivation is no longer the problem. You’re not just chasing a number on the scale—you’re driven by something bigger than yourself.

Dig Deeper: Find Your Real Why

Too often, people settle for surface-level goals:
✅ "I want to make more money."
✅ "I want to get in shape."
✅ "I want to grow my business."

But why? Why do you want those things? What’s the deep, emotional, no-matter-what reason behind them?
  • Do you want financial freedom so you can give your family a better life and never stress over bills again?
  • Do you want to get fit so you can be a role model for your kids and have the energy to enjoy life with them?
  • Do you want to grow your business so you can create a legacy and impact others in a way that truly matters?
When your why is deeply connected to something meaningful—your family, your purpose, your future—it becomes stronger than any excuse.

Put Your Why in Front of You Every Day

Right now, take a moment to write down your why. Don’t just think about it—put it into words. Make it big, make it emotional, make it real. Then, commit to it.

Post it somewhere you’ll see every single day:
📌 Your fridge
📌 Your desk
📌 Your car dashboard
📌 Your bathroom mirror

Because when life gets hard (and it will), your why will be the anchor that keeps you going. It will remind you why quitting isn’t even on the table.

When Your Why is Unstoppable, So Are You

Success isn’t about luck or talent—it’s about having a reason so powerful that you refuse to stop.

So, what’s your why? Find it. Own it. Let it drive you.

Because when your why is unstoppable, so are you. 

Here is an exercise to help you discover your WHY if you are having troubles figuring it out yourself.

Dean Graziosi's 7 Levels Deep exercise is a powerful tool designed to help individuals uncover their true motivations by delving deeper into their personal reasons for pursuing specific goals. This introspective process involves asking "why" iteratively—seven times—to peel back the layers of superficial answers and reach the core driving force behind one's ambitions.​

For those interested in exploring this exercise further, Dean Graziosi has provided a detailed worksheet that guides users through each level of questioning. You can access and download the worksheet directly from his official website:​
Engaging with this exercise can offer profound insights into your personal motivations, helping to align your actions with your deepest values and aspirations.​
​
For a more comprehensive understanding of the 7 Levels Deep exercise, you might find it beneficial to watch Dean Graziosi's explanation in the following video:​ https://youtu.be/Sv882g7UVQE
 
 

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Why Empathy Matters: Seeing the World Through Someone Else’s Eyes

3/7/2025

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Have you ever had a bad day? Maybe you woke up late, forgot your homework, or had a fight with a friend. On days like that, little things can make you feel even worse. Now, imagine someone gets mad at you for being upset. That wouldn’t feel good, right?

That’s why empathy is so important! Empathy means trying to understand how someone else feels. It’s like stepping into their shoes and seeing the world from their point of view.

What If There’s More to the Story?

Let’s say someone cuts in front of you in line or is grumpy when you talk to them. It’s easy to get mad. But what if there’s more to the story?
  • Maybe they are in a rush because they need to help a sick family member.
  • Maybe they just got really bad news.
  • Maybe they are just having a really tough day.
When we stop and think about what someone else might be going through, we can change frustration into understanding. And that small change can make the world a kinder place!

How to Practice Empathy Every Day

The great thing about empathy is that anyone can do it! Here are some simple ways to practice:
  • Listen when someone talks. Let them finish speaking before you respond.
  • Ask how someone is feeling. A simple “Are you okay?” can mean a lot.
  • Think about how you’d feel. If you were in their situation, how would you want to be treated?
  • Take a deep breath before reacting. Instead of getting mad right away, pause and think.

Kindness Spreads!

When we show empathy, we make others feel seen and understood. And guess what? When people feel understood, they are more likely to be kind to others too. It’s like a kindness chain reaction!
So today, take a moment to imagine what someone else might be going through. You might be surprised how much it changes the way you see things!
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Ask Yourself Better Questions: The Key to Unlocking a Better Life

2/28/2025

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​The quality of your life is determined by the quality of the questions you ask yourself. Most people don’t even realize it, but they’re constantly stuck in a cycle of negative and disempowering questions. Think about it—how often have you caught yourself asking things like:
  • “Why does this always happen to me?”
  • “What if I fail?”
  • “Why can’t I ever catch a break?”
Your brain is like a supercomputer, always searching for answers. When you ask it a question, it will find an answer—whether that answer helps you or not. Ask lousy questions, and you’ll get lousy answers. Ask empowering questions, and you’ll start uncovering solutions that propel you forward.

Flip the Script: 
​
The next time you catch yourself slipping into negativity, challenge yourself to shift the question. Instead of:
  • “Why does this always happen to me?” → Ask “What can I learn from this?”
  • “Why can’t I ever succeed?” → Ask “What’s one thing I can do right now to move forward?”

See the difference? One set of questions keeps you stuck in the problem, while the other forces your brain to focus on solutions. That simple shift can change your mindset and, ultimately, the results you achieve.

Training Your Brain for Success: 
By consistently upgrading the questions you ask yourself, you train your brain to focus on opportunities, growth, and resilience. Instead of dwelling on roadblocks, you start looking for ways to break through them.

Every small improvement in your questions leads to big improvements in your life.

So, what’s one challenge you’re facing right now? More importantly, what’s the empowering question you need to be asking to turn it around?

The power to change your life is in the questions you ask. Start asking better ones today.
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The Power of a Progress Journal: Celebrating Small Wins

2/20/2025

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Keeping a progress journal doesn’t have to be complicated. It’s not about writing perfect reflections or long entries—it’s just a space to acknowledge the small wins that often go unnoticed.

Maybe you made a healthier choice at lunch. Finished a task you’d been procrastinating. Handled a tough conversation with patience. These might seem like small things in the moment, but they add up. And when you take the time to jot them down, even in just a sentence or two, you start to see your progress more clearly.

Why Reflection Matters
Life moves fast. We’re constantly pushing toward the next goal, the next milestone, the next “big thing.” But when we’re always focused on what’s ahead, we forget to look around and appreciate how far we’ve come. Writing in a progress journal allows us to pause, reflect, and recognize the effort we’re putting in.

Even on the messy, unproductive days—especially on those days—there’s usually something worth noting. Maybe you didn’t finish everything on your to-do list, but you showed up. You took a step, even a small one. And that matters.

Creating a Map of Your Growth
Over time, this practice becomes more than just a collection of notes. It becomes a map of where you’ve been, proof that you’ve faced challenges before and come out stronger. On the days when you feel stuck, you can flip back and see just how much progress you’ve made.

Growth isn’t always obvious in the moment, and it’s rarely linear. But when you keep a record—however small—you start to see patterns. You notice the ways you’ve improved, adapted, and kept moving forward, even when it felt slow.

How to Get Started
No fancy journal required. Use whatever you have—a notebook, a notes app on your phone, or even a scrap of paper. Keep it simple:
  • Write down one thing that went well today.
  • Note a challenge you handled better than before.
  • Record a moment where you showed up for yourself.

It doesn’t need to be perfect. It just needs to be consistent.
​
Because in the end, progress isn’t about giant leaps—it’s about the small steps you take every day. Keep showing up for yourself, and over time, you’ll be amazed at how far you’ve come.
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Unplug for an Hour: A New Year’s Reset for Mortgage Loan Originators

12/31/2024

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As the year winds down and the holiday chaos subsides, it’s the perfect time to reflect and recharge. Let’s be honest—this season likely brought a whirlwind of wrapping paper explosions, endless group texts, and a constant flood of notifications. It’s almost as if your phone has been holding you hostage. So, here’s a bold suggestion: set it aside, just for an hour.

Take this time to unplug and let your brain breathe. The relentless pace of our work and personal lives can leave us overstimulated and overwhelmed, especially in an industry as fast-paced and high-pressure as mortgage lending. But stepping away from the screens doesn’t mean you’re shirking your responsibilities; it means you’re taking a moment to recalibrate and invest in yourself.

Try Something Tech-Free; Instead of scrolling or answering emails, try something that doesn’t involve a screen. Pick up that book you’ve been meaning to start but never got around to. Grab a pen and doodle—even if it’s just stick figures. Sit by the window and watch the world outside: trees swaying, a squirrel darting across the yard, or your neighbor wrestling with their trash can lid. These small, seemingly insignificant moments can be surprisingly grounding.

If sitting still feels too unfamiliar or uncomfortable, engage in an activity with your hands. Cook a meal you’ve been craving, tackle that pile of laundry, or even build a house of cards. These simple tasks can help anchor you in the present moment, letting your mind wander freely without the constant hum of notifications.

Why It Matters; The holidays often leave us overstimulated, and that’s completely normal. Taking just one hour to unplug offers your brain the chance to reset. When you step away from the hamster wheel of texts, calls, and social media updates, you create space to rediscover clarity and focus—qualities that are invaluable in your work as a loan originator.
When you’re ready to return to your phone, it will still be there, buzzing and pinging as always. But after your hour of unplugging, you’ll likely feel more centered and refreshed—more yourself. This renewed sense of balance can be the perfect foundation for tackling the challenges and opportunities of the year ahead.

Make It a Habit; 
Consider making this a regular practice. Whether it’s once a week or even just once a month, dedicating time to unplug and reconnect with the world around you can do wonders for your mental well-being. And as a mortgage professional, a clear, focused mind is one of your most powerful tools.

So, as we bid farewell to this year and gear up for the next, give yourself the gift of an hour to unplug. You’ve earned it, and your future self will thank you.


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    Ken Grant

    Ken is a certified Ziglar Legacy coach, trainer and speaker.  Ken can help you to achieve the level of success you desire.

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